Conventional Loans

Our conventional loan options include both fixed-rate and adjustable-rate mortgages.

 

Fixed-Rate
 

• Interest rate stays the same over the life of the mortgage

• Makes budgeting easier and more predictable

• Terms are available from 10 to 30 years

 

Adjustable Rate
 

• Initial rate is often lower than a traditional fixed-rate mortgage

• After the initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates